Unbreakable Finance: Why We Built Trackit on RBAC and 2FA
When it comes to your money, "good enough" security isn't good enough. In the modern financial landscape, data protection must be multi-layered, robust, and constantly enforced. At Trackit, we built our security foundation on enterprise-grade principles: Role-Based Access Control (RBAC) and Two-Factor Authentication (2FA), ensuring that your personal and group financial data remains private, controlled, and, most importantly, secure.
The Foundation: Why Standard Security Fails
Most apps offer simple password protection. But what happens if a password is weak, reused, or stolen? That single point of failure compromises your entire financial history. Our philosophy addresses two main threat vectors: unauthorized access and unauthorized actions.
Layer 1: Two-Factor Authentication (2FA)
2FA is the most effective single step a user can take to prevent account takeover. It requires not just something you know (your password) but something you have (your phone/authenticator app).
- Mandatory for Sensitive Actions: 2FA isn't just for logging in. We enforce it for all critical actions, such as initiating transfers, changing primary account details, or adjusting high-value budget limits.
- Better Auth Integration: We utilize Better Auth to provide flexible and secure options, including app-based OTPs, email verification codes, and secure recovery codes, ensuring you never lose access while maintaining maximum defense.
"A password alone is like a single lock on a vault door. 2FA is the required second key held by a different person your device."
The Control Tower: Role-Based Access Control (RBAC)
RBAC ensures that users only have permission to do exactly what their role requiresnothing more. This is critical in both personal and group finance, especially when handling collaboration and administration.
Defining Access by Role
Instead of granting blanket permissions, Trackit defines roles with strict boundaries.
| Role | Core Access & Permissions | Sensitive Actions Enforced |
|---|---|---|
| User (Default) | View personal transactions, edit own budget, create groups. | Can NOT access admin dashboard or edit others' data. |
| Finance Admin | Manage all group transactions, settle group debts, modify group roles. | Can NOT access system revenue or platform settings. |
| Admin (Platform Level) | Full access to user/group/subscription management, error monitoring, Audit Logs. | Can NOT view raw encrypted user financial secrets. |
The clear separation of duties prevents mistakes and misuse, ensuring a Finance Admin in a shared group cannot accidentally access platform-level subscription data.
The Immutable Record: Audit Logs
Beyond access control, we provide full transparency and accountability. Every sensitive actiona role change, a high-value transaction, or an admin editis logged in an immutable Audit Log. This log provides an unchangeable record of who did what, when, and where.
Security is a Continuous Process
Finally, we ensure resilience with continuous monitoring:
- Encrypted Secrets & Cookies: All sensitive configurations and session cookies are encrypted at rest and in transit.
- Rate Limiting (Arcjet): We use Arcjet to protect against brute-force attacks and denial-of-service attempts, limiting the frequency of login attempts and API calls.
- Device Tracking: Session management includes device tracking, allowing you to remotely log out any device you no longer recognize, instantly revoking access.
Conclusion: Your Financial Fortress
By making these advanced security measures the standard, Trackit doesn't just manage your moneyit actively protects it, giving you the confidence that your financial life is truly unbreakable.
